2026-01 Blog Archive

The images are becoming hauntingly familiar: suburban streets transformed into rivers, parked cars submerged to their rooftops, and families wading through murky water, salvaging what remains of their lives. In the past decade, the frequency and severity of flooding events have surged, turning what

You’re scrolling through your phone, coffee in hand, mentally running through the endless to-do list of running your small business. Between managing supply chain hiccups, navigating a hybrid workforce, and keeping an eye on the economy, the last thing you want to think about is the labyrinth of bus

The world has re-opened, and for the frequent flyer, the familiar rhythm of boarding passes, airport lounges, and cross-continental itineraries has returned. But the landscape of travel has irrevocably shifted. We now navigate a world punctuated by heightened geopolitical tensions, unpredictable cli

Let's be honest. In today's world, it feels like everything is getting more expensive. From the grocery store to the gas pump, our wallets are constantly under pressure. Global supply chain issues, geopolitical tensions, and inflationary pressures are not just headlines; they're realities that impac

The world feels more uncertain than ever. From the escalating frequency and severity of climate-related disasters to the complex geopolitical tensions disrupting global supply chains, the very concept of "risk" is being redefined. In this volatile landscape, the insurance industry is no longer a qui

The Los Angeles sun casts a perfect golden hour glow, the city skyline provides a dramatic backdrop, and a bride’s joyful tear catches the light just so. For photographers in LA, these are the moments we live for. But in the split second it takes for a client to trip over a light stand, for a sudden

The vision of retirement, once painted with broad strokes of leisurely afternoons and worry-free living, has become significantly more complex. For millions of Americans, retiring before the age of 65—whether by choice, health necessity, or corporate restructuring—means stepping into a healthcare co

Let’s be honest. Thinking about life insurance isn't exactly fun. It’s a topic we often push to the bottom of our to-do list, somewhere below organizing the garage and finally learning how to fold a fitted sheet. We tell ourselves, "I'll get to it next year," or "I'm young and healthy, I don't need

The carousel groans to a halt. The last, lonely suitcase, a faded pink hard-shell with a mismatched wheel, makes its final, circular plea before the belt stops entirely. The crowd has thinned. You are left standing there, the hum of the airport fading into a dull roar in your ears. Your bag, with it

For seven decades, the fundamental pulse of the insurance industry has been underwriting. It is the disciplined heart of the enterprise, the process of selecting risks and pricing them appropriately. If we were to travel back to a mid-20th century underwriting office, we would see a world built on p